Life Insurance


We have term insurance policies, whole life insurance policies, basically any Life Insurance Policy you're looking for. How Much is Enough? (Life Insurance, That Is!) It is actually quite easy to figure out how much life insurance is enough to protect your family.

Ask yourself, "When will I be able to comfortably stop working?" Let’s suppose that your answer is, "In 10 years." That means your family is relying upon you working and earning your income for the next 10 years. The amount of life insurance you need is your current paycheck, times the number of paychecks you receive each year, times 10 years.

Paycheck $______ x number of paychecks per year ______ x number of years you plan to work _____ = life insurance needed $______

If something were to happen to you, your family could invest that life insurance money to keep pace with inflation and withdraw cash as needed. The good news is that longevity improvements and competition between carriers has made life insurance very affordable. Your family’s peace of mind is worth the modest amount you will pay for this important protection.



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Term Life Insurance